Tier 4
Tier 4 – 62/5 Summary Plan Description (SPD)
Version June 2024
The New York City Employees’ Retirement System (NYCERS) is pleased to present the Tier 4 – 62/5 Summary Plan Description (SPD) booklet.
62/5 Retirement Plan for Tier 4 Members
Brochure #946
The 62/5 Retirement Plan, also referred to as the Basic Tier 4 Plan, allows participants to retire with a full pension at age 62 with at least five years of Credited Service, or with a reduced pension between the ages of 55 and 61.
57/5 Retirement Plan for Tier 4 Members
Brochure #945
Participants in the 57/5 Retirement Plan who have five or more years of Credited Service, at least two years of which are Membership Service, are eligible to receive a Service Retirement Benefit at age 57.
55/25 Retirement Plan for Tier 4 Members
Brochure #944
Participants in the 55/25 Retirement Plan who have 25 or more years of Credited Service, at least two of which are Membership Service, are eligible to receive a Service Retirement Benefit at age 55.
911 Operators 25-Year Plan for Tier 4 Members
Brochure #941
This brochure describes the obligations and benefits of the 911 Operators 25-Year Retirement Plan (PCT-25 Plan). The 911 Communications Operators / 25 Year Plan (PCT-25) is available ONLY to members employed by the New York City Police Department as police communications technicians, supervising police communications technicians, or principal police communications technicians. Collectively these titles define a Police Communications Member.
Triborough Bridge and Tunnel Authority 20-Year, Age 50 Retirement Plan for Tier 4 Members
Brochure #938
This brochure describes the benefits of the Triborough Bridge and Tunnel Authority (TBTA), also known as MTA Bridges and Tunnels 20-Year/Age 50 Retirement Plan (TBTA 20/50 Plan) which is available ONLY to those employed in a TBTA Eligible Position.
Dispatcher 25-Year Retirement Plan for Tier 4 Members
Brochure #937
This brochure describes the obligations and benefits of the Dispatcher 25-Year Retirement Plan (DIS-25). This plan allows participants to retire with 25 years of Allowable Service regardless of age and is available only to Dispatcher Members. A Dispatcher Member is a NYCERS member employed by the City of New York in the titles of Fire Alarm Dispatcher, Supervising Fire Alarm Dispatcher Levels 1 and 2, Director of Dispatch Operations, and Deputy Director of Dispatch Operations.
Emergency Medical Technician 25-Year Retirement Plan for Tier 4 Members
Brochure #936
This brochure describes the obligations and benefits of the Emergency Medical Technician 25-Year Plan (EMT-25 Plan). This plan allows participants to retire after rendering at least 25 years of Allowable Service, regardless of age. The EMT- 25 Plan is available ONLY to EMT Members. An EMT Member is a NYCERS member employed by the City of New York or the New York City Health and Hospitals Corporation in a title whose duties are those of an EMT, Advanced Emergency Medical Technician (AEMT), or a supervisor of those employees.
Sanitation 20-Year Retirement Plan for Tier 4 Members (SA-20)
Brochure #935
This brochure describes the benefits of the Sanitation 20-Year Retirement Plan (SA-20) which is available ONLY to employees in the uniformed-force of the NYC Department of Sanitation.
Special Peace Officer 25-Year Retirement Plan for Tier 4 Members
Brochure #934
This brochure describes the benefits of the Special Peace Officer 25-Year Retirement Plan (SPO-25 Plan). The SPO-25 Plan is available ONLY to members employed in a series of Special Peace Officer (SPO) titles.
Deputy Sheriff 25-Year Retirement Plan for Tier 4 Members
Brochure #933
This brochure describes the benefits of the Deputy Sheriff 25- Year Plan (DSH-25 Plan). The DSH-25 Plan is available ONLY to members employed by the City of New York as Deputy Sheriff level one, Deputy City Sheriff level two, Supervising Deputy Sheriff, or Administrative Sheriff.
Automotive Service Worker 25-Year and Age 50 Retirement Plan (50/25) for Tier 4 Members
Brochure #932
This brochure describes the benefits of the Automotive Member 25-Year and Age 50 Retirement Plan (AUT 25/50 Plan). The AUT 25/50 Plan is available ONLY to members employed in a series of titles performing automotive service work (Automotive Member Titles [AMTs]).
Transit Operating Force 25-Year/Age 55 Retirement Plan for Tier 4 Members
Brochure #910
This brochure outlines the benefits of the Transit 25- Year/Age 55 Retirement Plan (T25/55 Plan). The T25/55 Plan is available only to those employed in a Transit Operating Force (TOF) position.