Loan
Loan Application – Tier 3, Tier 4, and Tier 6 Basic and Special Plan
Form #302
Application for eligible Tier 3, Tier 4 and Tier 6 Basic and Special Plan members who wish to apply for a NYCERS pension loan.
Loan Application – Tier 1 and 2
Form #301
For Tier 1 and Tier 2 members who wish to apply for a loan.
Application for Loan Against Additional Member Contributions (AMCs)
Form #303
For Tier 1 and Tier 2 members who wish to apply for a loan against their Additional Member Contributions (AMCs).
Application for Change in Loan Repayment Schedule – Tier 3, Tier 4 and Tier 6
Form #309
For Tier 3, Tier 4 and Tier 6 Basic and Special Plan members who wish to change their loan repayment schedule.
Request for Change to Recent Loan Application
Form #310
ONLY for Tier 3, Tier 4 and Tier 6 Basic and Special Plan members who have submitted a Loan Application and the Voucher Date has not passed.
Loans – Tier 3, Tier 4, and Tier 6 Basic and Special Plan Members
Brochure #911
Information about loan eligibility, borrowing capacity, and filing and processing a loan application for members in Tier 3, Tier 4, and Tier 6 Basic and Special Plans.
Loans – Tier 1 and Tier 2
Brochure #912
Information about eligibility, borrowing capacity, filing and processing application for a loan for Tier 1 and 2 members.
Loan Taxability Fact Sheet
Fact Sheet #706
An explanation of the taxability of your loan.
Loan Default Fact Sheet
Fact Sheet #710
The consequences of a Non-Performing Loan and an explanation of how you can avoid these consequences in the event you are no longer on City payroll.
Loan Reduction Factors for 2024 Retirements
Fact Sheet #714
The benefit reduction in dollars for every $1,000 of an outstanding loan for 2024 retirements.
Special Tax Notice Regarding Plan Payments
Fact Sheet #717
Tax consequences and rollover options when receiving a lump-sum payment from NYCERS.