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  1. Home
  2. Tier 4

Tier 4

Your Tier is generally determined by your title and the date you joined NYCERS.

If you joined NYCERS between July 27, 1976 and March 31, 2012, you are generally a NYCERS Tier 4 member, unless:  

  • You are a District Attorney Investigator and belong to Tier 2 (if you were employed in such a title before April 1, 2012) or Tier 3 (if you became employed in such a title after March 31, 2012); OR 
  • You are a Uniformed Correction Force member and belong to Tier 3; OR 
  • You are a Uniformed Sanitation Force member who became employed in such a title after March 31, 2012 and belong to Tier 3. 

Participation in Tier 4 and its retirement plans is closed to new members. Learn about Membership/Tier Reinstatement. 

For complete details about Tier 4 and its Retirement Plans, please refer to the Summary Plan Description, Plan Brochures and Fact Sheets linked below. 

Retirement Plan Information, Service Retirement | Information and Education | #736

Tier 4 Age and Service Requirements for Retirement Eligibility


This Fact Sheet provides Age and Service requirements for various Tier 4 retirement plans at a glance.

Tier 4 Age and Service Requirements for Retirement Eligibility
Retirement Plan Information | Information and Education | #946

62/5 Retirement Plan for Tier 4 Members

Brochure #946
The 62/5 Retirement Plan, also referred to as the Basic Tier 4 Plan, allows participants to retire with a full pension at age 62 with at least five years of Credited Service, or with a reduced pension between the ages of 55 and 61.

62/5 Retirement Plan for Tier 4 Members
Retirement Plan Information | Information and Education | #945

57/5 Retirement Plan for Tier 4 Members

Brochure #945
Participants in the 57/5 Retirement Plan who have five or more years of Credited Service, at least two years of which are Membership Service, are eligible to receive a Service Retirement Benefit at age 57.

57/5 Retirement Plan for Tier 4 Members
Retirement Plan Information | Information and Education | #944

55/25 Retirement Plan for Tier 4 Members

Brochure #944
Participants in the 55/25 Retirement Plan who have 25 or more years of Credited Service, at least two of which are Membership Service, are eligible to receive a Service Retirement Benefit at age 55.

55/25 Retirement Plan for Tier 4 Members
Retirement Plan Information | Information and Education | #950

Fire Protection Inspector 25-Year Retirement Plan For Tier 4 Members (FPI-25)

Brochure #950
This brochure describes the benefits of the Fire Protection Inspector 25-Year Plan (FPI-25 Plan). The FPI-25 Plan is available ONLY to FPI Members. An FPI Member is a NYCERS member employed by the City of New York or the New York City Fire Department in a title whose duties are those of an FPI, Associate FPI, or a supervisor of those employees.

Fire Protection Inspector 25-Year Retirement Plan For Tier 4 Members (FPI-25)
Retirement Plan Information | Information and Education | #941

911 Operators 25-Year Plan for Tier 4 Members

Brochure #941
This brochure describes the obligations and benefits of the Police Communications Technician 25-Year Retirement Plan (PCT-25 Plan). The Police Communications Technician 25-Year Retirement Plan (PCT-25) is available only to members employed by the New York City Police Department as police communications technicians, supervising police communications technicians, or principal police communications technicians. Collectively these titles define a Police Communications Member.

911 Operators 25-Year Plan for Tier 4 Members
Retirement Plan Information | Information and Education | #938

Triborough Bridge and Tunnel Authority 20-Year Retirement Plan for Tier 4 Members

Brochure #938
This brochure describes the benefits of the Triborough Bridge and Tunnel Authority (TBTA) Retirement Plan (4TB-20 Plan), also known as MTA Bridges and Tunnels 20-Year Retirement Plan (4TB-20 Plan) which is available only to those employed in a TBTA Eligible Position.

Triborough Bridge and Tunnel Authority 20-Year Retirement Plan for Tier 4 Members
Retirement Plan Information | Information and Education | #937

Dispatcher 25-Year Retirement Plan for Tier 4 Members

Brochure #937
This brochure describes the obligations and benefits of the Dispatcher 25-Year Retirement Plan (DIS-25). This plan allows participants to retire with 25 years of Allowable Service, regardless of age, and is available only to Dispatcher Members. A Dispatcher Member is a NYCERS member employed by the City of New York in the titles of Fire Alarm Dispatcher, Supervising Fire Alarm Dispatcher Levels 1 and 2, Director of Dispatch Operations, and Deputy Director of Dispatch Operations.

Dispatcher 25-Year Retirement Plan for Tier 4 Members
Retirement Plan Information | Information and Education | #936

Emergency Medical Technician 25-Year Retirement Plan for Tier 4 Members

Brochure #936
This brochure describes the obligations and benefits of the Emergency Medical Technician 25-Year Plan (EMT-25 Plan). This plan allows participants to retire after rendering at least 25 years of Allowable Service, regardless of age. The EMT-25 Plan is available only to EMT Members. An EMT Member is a NYCERS member employed by the City of New York or the New York City Health and Hospitals Corporation in a title whose duties are those of an EMT, Advanced Emergency Medical Technician (AEMT), or a supervisor of those employees.

Emergency Medical Technician 25-Year Retirement Plan for Tier 4 Members
Retirement Plan Information | Information and Education | #935

Sanitation 20-Year Retirement Plan for Tier 4 Members (SA-20)

Brochure #935
This brochure describes the benefits of the Sanitation 20-Year Retirement Plan (SA-20) which is available only to employees in the uniformed-force of the NYC Department of Sanitation.

Sanitation 20-Year Retirement Plan for Tier 4 Members (SA-20)
Retirement Plan Information | Information and Education | #934

Special Peace Officer 25-Year Retirement Plan for Tier 4 Members

Brochure #934
This brochure describes the benefits of the Special Peace Officer 25-Year Retirement Plan (SPO-25 Plan). The SPO-25 Plan is available only to members employed in a series of Special Peace Officer (SPO) titles.

Special Peace Officer 25-Year Retirement Plan for Tier 4 Members
Retirement Plan Information | Information and Education | #933

Deputy Sheriff 25-Year Retirement Plan for Tier 4 Members

Brochure #933
This brochure describes the benefits of the Deputy Sheriff 25-Year Plan (DSH-25 Plan). The DSH-25 Plan is available only to members employed by the City of New York as Deputy Sheriff level one, Deputy City Sheriff level two, Supervising Deputy Sheriff, or Administrative Sheriff.

Deputy Sheriff 25-Year Retirement Plan for Tier 4 Members
Retirement Plan Information | Information and Education | #932

Automotive Service Worker 25-Year and Age 50 Retirement Plan (50/25) for Tier 4 Members

Brochure #932
This brochure describes the benefits of the Automotive Member 25-Year and Age 50 Retirement Plan (AUT 25/50 Plan). The AUT 25/50 Plan is available only to members employed in a series of titles performing automotive service work (Automotive Member Titles [AMTs]).

Automotive Service Worker 25-Year and Age 50 Retirement Plan (50/25) for Tier 4 Members
Information and Education | #910

Transit Operating Force 25-Year/Age 55 Retirement Plan for Tier 4 Members

Brochure #910
This brochure outlines the benefits of the Transit 25-Year/Age 55 Retirement Plan (T25/55 Plan). The T25/55 Plan is available only to those employed in a Transit Operating Force (TOF) position.

Transit Operating Force 25-Year/Age 55 Retirement Plan for Tier 4 Members
Retirement Plan Information | Information and Education | #Tier 4 SPD

Tier 4- 62/5 Summary Plan Description (SPD)

The New York City Employees’ Retirement System (NYCERS) is pleased to present the Tier 4 – 62/5 Summary Plan Description (SPD) booklet.

Tier 4 SPD
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