Tier 6
Tier 6 – 63/5 Summary Plan Description (SPD)
Version September 2024
The New York City Employees’ Retirement System (NYCERS) is pleased to present the Tier 6 – 63/5 Summary Plan Description (SPD) booklet.
Tier 6 Age and Service Requirements for Retirement Eligibility
This Fact Sheet provides Age and Service requirements for various Tier 6 retirement plans at a glance.
63/5 Retirement Plan for Tier 6 Members (Tier 6 Basic Plan)
Brochure #993
The 63/5 Retirement Plan for Tier 6 members (Tier 6 Basic Plan), allows participants to retire with an unreduced pension at age 63 with at least five years of Credited Service, or with a reduced pension earlier than age 63 but no earlier than age 55.
Fire Protection Inspector 25-Year Retirement Plan For Tier 6 Members (6FP-25)
Brochure #951
This brochure describes the obligations and benefits of the Fire Protection Inspector 25-Year Plan for Tier 6 members (6FP-25 Plan). This plan allows participants to retire after rendering at least 25 years of Allowable Service, regardless of age. The 6FP-25 Plan is available ONLY to Fire Protection Inspector (FPI) Members. An FPI Member is a NYCERS member employed by the City of New York or the New York City Fire Department in a title whose duties are those of an FPI, Associate FPI, or a supervisor of those employees.
Automotive Member 25-Year/Age 50 Retirement Plan for Tier 6 Members
Brochure #991
This brochure describes the obligations and benefits of the Automotive Member 25-Year and Age 50 Retirement Plan for Tier 6 members (6AU-25). The 6AU-25 Plan allows participants to retire with 25 years of Credited Service at age 50 or older and is available ONLY to members employed in a series of titles performing automotive service work (Automotive Member Titles [AMTs]).
Deputy Sheriff 25-Year Retirement Plan for Tier 6 Members
Brochure #989
This brochure describes the obligations and benefits of the Deputy Sheriff 25-Year Plan for Tier 6 members (6DS-25). This plan allows participants to retire with 25 years of Credited Service (all service) regardless of age and is available ONLY to Deputy Sheriff Members.
Dispatcher 25-Year Retirement Plan for Tier 6 Members
Brochure #988
This brochure describes the obligations and benefits of the Dispatcher 25-Year Retirement Plan for Tier 6 members (6DI-25). This plan allows participants to retire with 25 years of Allowable Service regardless of age and is available only to Dispatcher Members. A Dispatcher Member is a NYCERS member employed by the City of New York in the titles of Fire Alarm Dispatcher, Supervising Fire Alarm Dispatcher Levels 1 and 2, Director of Dispatch Operations, and Deputy Director of Dispatch Operations.
Emergency Medical Technician 25-Year Retirement Plan for Tier 6 Members
Brochure #987
This brochure describes the obligations and benefits of the Emergency Medical Technician 25-Year Plan for Tier 6 members (6EM-25). This plan allows participants to retire after rendering at least 25 years of Allowable Service, regardless of age. The 6EM-25 Plan is available ONLY to EMT Members. An EMT Member is a NYCERS member employed by the City of New York or the New York City Health and Hospitals Corporation in a title whose duties are those of an EMT, Advanced Emergency Medical Technician (AEMT), or a supervisor of those employees.
Police Communications Technician 25-Year Retirement Plan for Tier 6 Members
Brochure #992
This brochure describes the obligations and benefits of the Police Communications Technician 25-Year Retirement Plan for Tier 6 members (6PC-25). This plan allows participants to retire with 25 years of Credited Service (all service) regardless of age. The 6PC-25 Plan is available ONLY to Police Communications Members. A Police Communications member is a NYCERS member employed by the New York City Police Department as a Police Communications Technician, Supervising Police Communications Technician, or Principal Police Communications Technician.
Special Peace Officer 25-Year Retirement Plan for Tier 6 Members
Brochure #990
This brochure describes the benefits of the Special Peace Officer 25-Year Retirement Plan for Tier 6 members (6SO-25). The 6SO-25 Plan allows participants to retire after 25 years of Allowable Service without regard to age and is available ONLY to members employed in a series of Special Peace Officer (SPO) titles.
Transit Operating Force 25-Year/Age 55 Retirement Plan for Tier 6 Members
Brochure #986
This brochure outlines the obligations and benefits of the Transit 25-Year/Age 55 Retirement Plan for Tier 6 members (6TR-25). The 6TR-25 Plan allows participants to retire with 25 years of Allowable Service at age 55 and is available only to those employed in a Transit Operating Force (TOF) position.
Triborough Bridge and Tunnel Authority 20-Year/Age 50 Retirement Plan for Tier 6 Members
Brochure #985
This brochure describes the obligations and benefits of the Triborough Bridge and Tunnel Authority (TBTA) 20-Year/Age 50 Retirement Plan for Tier 6 members (6TB-20). This plan allows participants to retire with 20 years of Credited Service (all service) and at least age 50. The 6TB-20 plan is available ONLY to those employed in a TBTA Eligible Position.